Employer Plan Services

Quartz Partners provides a cost efficient, turnkey, retirement plan solution that prioritizes streamlined administration, innovative investments, and liability mitigation.
icons8-checkmark-64 (1).png
icons8-checkmark-64 (1).png
icons8-checkmark-64 (1).png

401K, 403B, 457

MULTI-EMPLOYER

HSA

icons8-delete-64.png
icons8-delete-64.png
icons8-delete-64.png

PLAN SIZE MINIMUMS

HIDDEN COSTS & CONFLICTED COMPENSATION

CANCELLATION RESTRICTIONS

INNOVATIVE INVESTMENT MENU

Intelligent Investments


Using a proprietary methodology Quartz Partners' seasoned investment team curates a diverse fund menu of individual funds ("DIY") and target date funds ("set it and forget it") from a universe of over 10,000 funds. The funds we select are monitored for performance, expenses and fit.

Our simple Risk Profile Questionnaire help's employees determine the right mix of funds by identifying their age, objectives and risk tolerance. The Quartz investment team can also actively manage employee investments in one of our custom portfolios. 

          Learn More About Plan Investments

iconfinder_info_370079.png

SMALL FEES. BIG IMPACT.

Why Fees Matter

 

High plan fees expose employers and plan trustees to unsolicited regulatory scrutiny and civil liability. 

 
Our plans are built for cost efficiency. Each dollar spent on plan and mutual fund fees is one less dollar for employee benefits or driving business revenue. Reducing fund and administrative plan fees by as little as 0.25% can increase an employees retirement savings by $220,000, increasing their annual retirement income by over $11,000 per year1.

With participant fees of 0.75%

With participant fees of 1.00%

$3,426,000

$221,857

$3,204,143

0

10

20

30

Year 40

24/7 INTUITIVE ONLINE PLATFORM

End-to-End Solution


We can be added to an existing plan or choose our turn key solution is customizable and comprehensive, tackling all the necessary components; administration, recordkeeping, custody, participant advice and investment management. Our goal is to allow your business to focus on what matters most; corporate culture and running the core business operations. Our team is ready to provide support by phone, email, or on-site. 

FIDUCIARY PROTECTION. FOR YOUR BEST INTEREST.

Less Employer Liability


When an employer does not use a 3(38) fiduciary, the DOL requires the requires the employer to be a "prudent expert" in selecting and monitoring the investment line up, regardless if there is an existing advisor on the plan. In 2019 the Department of Labor recovered over $2 billion6  in enforcement actions for employee benefit plans.

 

Our plans are designed to reduce to the fullest extent possible employer and plan trustee liability exposure. Less than 15% of plan advisors are willing to assume the liability by offering 3(38) fiduciary services.


Already working with an advisor you like? Add our 3(38) fiduciary protection and we'll lower liability, costs and strengthen your plan.

Get a Free 401k Analysis

Receive an analysis of fees, investments, and potential compliance issues. This report can suffice as a record for DOL purposes that annual benchmarking was performed.

We select a diversified list of over 20 passive index mutual funds for employees to build a portfolio of their own. Why do we typically choose index funds that cost 60% less3? Over 80% of U.S. equity mutual funds failed to beat their benchmark over a 15-year period6. We are flexible and incorporate active mutual funds.

INNOVATIVE INVESTMENT MENU

One Plan. 3 Ways to Invest.

✓   Quartz Partners adaptCORE Portfolios

   Diverse lineup of investments

   Target Date Retirement Funds

As a single mutual fund solution, target date mutual funds hold a mix of stocks, bonds, and other investments. Over time, as an employee approaches retirement the mix gradually shifts assets from stocks to bonds. Target date funds are designed to be long-term investments for individuals with particular retirement dates in mind.

Quartz Partners' adaptCORE portfolios are built to navigate volatile markets and are driven by our firm philosophy: the key to long-term investment growth is a tactical approach that seeks high total returns with a vigilant commitment to downside risk management.

2

Quartz Partners' seasoned investment team curates a fund menu from a universe of over 10,000 funds utilizing a repeatable scientific process. The funds selected are monitored for performance, expenses and fit. Funds are quickly replaced when better funds are identified.

 
 

Getting Started Is Easy

Provide us a with a little information, we'll walk you through our solution, improvements that can be implemented by Quartz or even your current plan advisor at no cost. Better yet, this report can suffice as a record for DOL purposes that annual benchmarking was performed. We'll answer any questions and do all of the heavy lifting if you decide to have Quartz manage your plan.  

Ready to get started?

 

Get in touch.

I am a...

We'll be in touch!