Solutions for Investors and Professionals
How We Invest
There is no way to predict the direction of the market. That's why Quartz Partners manages our investment strategies in real-time and dynamically adjusts portfolio allocations as market conditions inevitably change. When opportunities arise, we can seamlessly adjust client portfolios.
Our strategies are driven by Quartz Partners' PRICE Method, a proprietary process guided by the global economic and financial markets. Standing for Policy, Risk Incentives & Attitudes, Inflation & Interest Rates, Credit & Liquidity, and Earnings & Economy, the PRICE system is designed to provide strategy flexibility as market risks and opportunities change.
All of our core strategies maintain a secondary capital preservation objective, seeking to avoid "permanent loss of capital." Protracted recessions and market downturns can threaten retirement goals, especially when they occur near or at the retirement (distribution) age. Through comprehensive research and portfolio evaluations, Quartz Partners seeks to protect investors from severe downturns.
Unbiased Investment Decisions
As a fully independent Investment Adviser, our investment selection process is guided solely by your best interests. We monitor the entire Exchange-Traded Funds universe to build portfolios based on characteristics including cost, tradeability and fit.
Research-driven strategies designed for flexibility through all market environments. Utilizing a time-tested proprietary method focusing on data and market developments, our investment strategies are empowered with the ability to adjust to actionable changes in the market environment.
Refreshingly Different Employer Retirement & HSA Plans.
A retirement plan solution built from the top down that prioritizes cost efficiency, innovative investments and can reduce employer liability to the greatest extent possible.
Intuitive Turn-Key Platform
Our plan is comprehensive and doesn't require any heavy lifting or outside services. The platform empowers employers to dynamically view information and make changes quickly.
Less than 5% advisers have earned the coveted CEFEX certification, which requires an annual ISO 19011 audit to certify we adhere to the most stringent fiduciary standards for managing retirement plans. We are platform agnostic and our 3(38) fiduciary protection can be added to an existing plan.
Each dollar spent on plan fees is one less for an employees retirement or growing a business. Our plans are designed to drastically lower plan fees while providing a better total retirement plan solution.
Our plans have a highly scrutinized diversified list of individual funds, target date funds along with our own adaptCORE portfolios that adapt to changing market environments in an effort to preserve principal.