Facts: What does Quartz Partners do with your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information may include:
Social Security number and income
Assets and transaction history
Account balances and investment experience
How? All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients’ personal information; the reasons Quartz Partners chooses to share; and whether you can limit this sharing.
Important Information: In the course of servicing our Clients, we collect, retain and use non-public, personal information provided through sources such as investment management agreements, Client questionnaires, account applications, electronic or verbal correspondence, from Client transactions, from Custodians, or from a Client’s financial professional or solicitor. As is common in the industry, nonaffiliated third-party service providers may from time to time be used to provide back-office operations and provide a better client experience. We will only disclose Client information with third party service providers if we believe it is our Client’s best interest.
Identity theft occurs when someone obtains your personal information and uses it to take your money or to commit fraud or other crimes. Identity theft is a serious issue; it can devastate your credit rating and derail financial security. Many identity thieves use malicious software programs to attack vulnerable computers of online users. These software programs can monitor your computer activity and send information back to the thief's computer. Sometimes, these programs will log your key strokes, which allows identity thieves to easily obtain username and password information for any of your online accounts, including your brokerage account.
Other identity thieves "phish" for your personal information. "Phishing" involves the use of fraudulent emails and copy-cat websites to trick you into revealing valuable personal information - such as your account number, your social security number, and the username and password information you use when accessing your account. Sometimes fraudsters will use phishing scams to try to get you to download keystroke logging or other malicious software programs unsuspectingly.
Not all identity thieves have gone "high tech." Many still use less sophisticated ways of stealing your personal information, such as looking over your shoulder when you're typing sensitive information or searching through your trash for confidential account information.
Here is a list of steps you can take to protect yourself from identity theft:
A) Protect Usernames, Passwords and PINs
Keep usernames, passwords and PINs private – don’t write them down or store them on your hard drive.
Create unique passwords and PINs. Use special characters and don’t use easily identifiable information such as names, birthdates, anniversaries, streets, schools, places, etc.
Change passwords often.
B) Safeguard your Computer
Install and keep up-to-date personal firewall and anti-virus software.
Configure security settings to receive automatic updates for your firewall, anti-virus, anti-spam, and spyware detection programs.
If authorized, use a VPN which offers protections that standard networks do not.
C) Be Careful Online
Use your own computer rather than a public or shared computer.
Confirm that you have a secure web connection through your session by looking for “https://”
Be sure to log out completely and close your browser when you’re done.
Use Two-Factor Authentication or Security Tokens when available. Many sites allow you to have a code or confirmation link sent to you via email or text as a second form of authentication.
Password protect your wireless networks at home.
Shut off wireless connectivity if you leave your computer unattended.
When using an unencrypted wireless connection, disable wireless ad hoc mode to prevent unknown or rogue connections and disable file and printer sharing capabilities.
D) Don’t Attract Trouble
Never respond to an email that asks you to reveal your personal information, such as account numbers, social security numbers, passwords, or PINs.
Keep your social security number private at all times.
Use care when downloading files from internet sites or clicking links. Malware and virus file names often end in “.exe."
E) Review Your Accounts Regularly
Always read your account statements, and alert us if you see a transaction you didn’t authorize or if your statement doesn’t arrive.
Check your credit report using annualcreditreport.com.
Store private information in a safe place, and shred documents containing sensitive information.
effective September 12, 2017
We have adopted general policies and procedures concerning confidentiality, proprietary data and privacy of customer personal information, and the information we gather over the Site is protected by those policies and procedures. Generally, we collect non-public personal information about our clients consistent with their actions (such as applying for a product or service, opening accounts, requesting information, assisting in completing transactions, or for employment inquiries and applications) and with other disclosures and agreements on our Site. We may aggregate individual visitor or customer information for further analysis.
Our policy is that:
We do not disclose any non-public personal information about our current or former clients to anyone, except as permitted by law. We may voluntarily disclose non-public personal information about our current or former clients to regulatory authorities in connection with our business or that of our affiliates. In addition, we share non-public personal information with certain service providers to the extent permitted by law, and we require those service providers to keep the non-public information confidential. For example, we may provide such information to brokers, attorneys, third-party marketing firms and auditors.
We restrict access to non-public personal information about our clients to employees and service providers who need to know that information to provide services to our clients.
We maintain physical, electronic and procedural safeguards that comply with federal standards to guard clients’ personal information.
Collection and Use of Information
We collect Aggregate Customer Information for a variety of purposes, including using it to enhance your online customer experience. For example, collection of Aggregate Customer Information enables us to gather and store information such as domain and browser information. This information allows us to measure traffic on various sections of our Website, monitor performance, and respond to customer needs. We may share "Aggregate Customer Information" with selected third parties, such as tracking product promotions, but this information will never identify you individually as a customer or include your personal identifying information.
Control of Your Personal Information
Remember to educate yourself on scams and threats and to maintain your computer operating system and data security software up to date. We will never request that you provide, update or verify via email your personal or account information, including passwords, Social Security Number and PIN(s). If you receive such an email request, please contact us immediately. Learn more about how to protect your personal information.
Children's Online Privacy Protection Act Information
Persons under the age of 18 are not eligible to use the Site and, therefore, we do not knowingly collect any personal information from persons under the age of 18.
Conditions of Use
Changes to this Policy